A passionate technologist working on Mobile Money, Digital Payments and Digitization. Having worked in Leading telecom operator, Banks and Technology provider for over 12 years, I have developed my expertise for empowering people of Pakistan through Financial Inclusion and digitization. Leading the innovation by developing people-centric and user friendly digital solutions. Experienced in launching digital financial services along with having people leadership, developing strategy, developing products for highly competitive markets like Pakistan.
A highly diversified experience, with two complete launch experiences of branchless banking portfolios and a wide range of synergy management across the banked and the unbanked segment of the country. Coordination among all the stakeholders of the industry including competitors, facilitators, donors and regulators etc remains one of the main strengths I have in this field.
Expertise in management of multiple sales channels including the self owned, third party and aggregator based model for running financial services across country. Highly capable of managing developments related to financial switches, core banking and branchless banking systems including inov8, SAP and Fundamo.
Product development, product pricing, product promotion, access channel management, Sales channel management, creating partnerships and synergies along with working on first in the industry, many to many models provides me with the distinction in my career.